How Can the ExtraLife Benefit You?
Here are some commonly asked questions about ExtraLife.
Q: Is securing a ExtraLife policy really as simple as it seems?
A: Yes. ExtraLife is as simple as answering a few basic health questions and sending $1*. $1* pays the premium for the first month. After that, your premiums are based according to your age. Once you are approved and your policy is issued, you are fully covered under the terms of your insurance as long as you pay the premiums on time.
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Q: I already have a good life insurance policy. Is additional insurance necessary?
A: There is a good chance it might be. Inflation has weakened many insurance policies. ExtraLife is the ideal way to supplement your existing insurance. It can be used to cover funeral expenses or other miscellaneous debts that are left behind.
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Q: How much does a funeral cost today?
A: According to the National Funeral Directors Association, the average funeral now costs over $6,500
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Q: Will my coverage change as I get older?
A: ExtraLife benefits will never be changed or reduced throughout the policy period due to age, changes in health or occupation.
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Q: If my health fails, can the company cancel my policy?
A: No. Your policy cannot be canceled throughout the policy period for any reason except non-payment of premiums.
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Q: Do I have to sit through a sales call or meet with an agent?
A: No. ExtraLife is handled conveniently online and through the mail. You can review the materials in the privacy of your home and purchase your policy directly online and through the mail without any outside pressure.
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Q: Who would get the money paid by my insurance?
A: The full benefit amount will go to the beneficiary of your choice. It can be your spouse, a relative, or a friend ... anyone you choose.
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Q: When will my coverage begin?
A: With the ExtraLife, you are covered from the very first day you are approved. There are no waiting periods.
   

Insurance Rates as Low as
$5.09 per Month

  • $1* gets you started.
  • Choose up to $30,000 in coverage.
  • Premiums never increase.
  • 30-Day Money Back Guarentee.
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Globe Life currently insures over 3.6 million satisfied policyholders with over $55 billion of insurance in force and has made insurance easy to buy since 1951. Globe Life continues to receive an A+ (Superior)** rating from A.M. Best Company, one of America’s leading insurance analysts since 1899 (rating as of 6/09). This rating is based on their latest analysis of Globe Life And Accident Insurance Company’s financial strength, management skills and integrity. Globe Life is the insurance company you can trust.

$1 pays for the first month of coverage. Then the rate is based on your present age and is guaranteed to stay the same for the life of the policy. Rates after the first month can be found during the full rate quote process.

**A.M. Best Company rating as of 6/09. For the latest rating, access www.ambest.com.

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Licensed in the United States CA Certificate Authority #4140

Globe Life And Accident Insurance Company is licensed in all states except New York.